Money, Time & Choice. The BriefingBi-weekly Issue 06 · October 8, 2026 MONEY / WORK / FREEDOM You Make a Lot More Money Than You Think You probably know exactly what you earn. What you may be underestimating is how much freedom that income could buy. The number itself is helpfully printed on pay stubs, tax forms, job offers, mortgage applications, and the occasional corporate email announcing a 3% raise like you just inherited beachfront property from a rich uncle you didn’t know existed. We...
about 1 month ago • 6 min read
Money, Time &Choice DECISION BRIEF 05 SEPTEMBER 23, 2026 RETIREMENT / INCOME / OPTIONALITY You Can Retire on $250,000.Here’s the Math. Most retirement math prices maximum rigidity and calls it the minimum. Change the job you give your money, and the number changes with it. Personal finance has done something impressive with retirement: it turned the rest of your life into a multiplication problem. Take what you spend each year, multiply it by 25, and keep working until the number in your...
about 2 months ago • 4 min read
Money, Time &Choice DECISION BRIEF 04 SEPTEMBER 8, 2026 WORK / CAREER / VISIBILITY Visibility Has a Price. Some Pay More Than Others. “Make your accomplishments visible” is good career advice. The problem is that the same behavior can read as confidence in one person — and something much less flattering in another. There’s a familiar rule for getting ahead at work: don’t assume good work speaks for itself. Tell your manager what you accomplished. Make your contribution visible. Advocate for...
2 months ago • 5 min read
Money, Time & Choice DECISION BRIEF 03 SEPTEMBER 1, 2026 WORK / MONEY / CAREER The Worst Time to Decide What You Want From Your Career Is After You Get a Job Offer If you’re thinking about leaving, decide what you need from the next job before an offer puts a salary, title, and benefits package in front of you. Job offers have a strange way of turning career problems into compensation problems. Maybe you started looking because there was nowhere left to advance. Your manager had confused...
2 months ago • 3 min read
Money, Time & Choice DECISION BRIEF 02 AUGUST 25, 2026 WORK / RISK / CAREER The First Layoff Warning Usually Has Someone Else’s Name on It When cuts start spreading around your company, waiting for certainty can become its own career risk. Corporate layoffs have a strange way of becoming serious only when the calendar invite has your name on it. Before then, there are explanations. That division was bloated. Those jobs were duplicated. Your team is important. Leadership says the restructuring...
2 months ago • 4 min read
Money, Time & Choice DECISION BRIEF 01 AUGUST 18, 2026 EDUCATION / CAREER / OPPORTUNITY COST The Degree Can Pay More and Still Leave You Behind A higher salary does not automatically make graduate school a good investment, because tuition is only part of what you give up. Graduate school has an unusual advantage in financial decision-making: it arrives pre-labeled as an investment. Because education creates opportunity, a six-figure program often gets asked “How will I pay for it?” before...
3 months ago • 3 min read